{"id":177,"date":"2026-08-31T12:00:00","date_gmt":"2026-08-31T18:00:00","guid":{"rendered":"https:\/\/www.mcgillinsurance.net\/blog\/?p=177"},"modified":"2026-08-19T09:51:33","modified_gmt":"2026-08-19T15:51:33","slug":"does-umbrella-insurance-pay-my-legal-fees-directly","status":"publish","type":"post","link":"https:\/\/www.mcgillinsurance.net\/blog\/does-umbrella-insurance-pay-my-legal-fees-directly\/","title":{"rendered":"Does Umbrella Insurance Pay My Legal Fees Directly?"},"content":{"rendered":"<p>Umbrella insurance is generally purchased to cover liability above and beyond what your general policy covers. So, if someone sues you after they slip and fall on your walkway, then you can file a claim under umbrella insurance if you have to argue your case in court. Here, Rickey McGill Insurance helps you understand how legal fees are covered in Arlington, TX if you need them.&nbsp;<\/p>\n<h2>Legal Fees and Umbrella Insurance&nbsp;<\/h2>\n<p>Umbrella insurance will cover your legal fees directly, as opposed to issuing a stock amount based on claim type. However, you&#8217;ll still need to consider the financial aspect before deciding exactly how you want to go about fighting the claim. Dragging the process out may result in a favorable outcome for you, but it can also end up eating into your umbrella insurance policy faster than you realize.&nbsp;<\/p>\n<h3>Can I Use Any Lawyer I Want?<\/h3>\n<p>No, generally you&#8217;re limited by the umbrella insurance provider, though your exact circumstances may depend on where you live and what type of case it is. So, while it can be tempting to immediately research lawyers with the highest win rates, you may want to wait until you can have a conversation with your carrier or until you receive official documentation.&nbsp;<\/p>\n<p>At Rickey McGill Insurance Agency, our team knows how much of a lifesaver umbrella insurance can be, and not just for the most prominent business owners or community members (who are more likely to be targeted by lawsuits). If you have questions about umbrella insurance and how it can help you stave off anything from bankruptcy to reputational ruin, contact our team today for more information. The Rickey McGill Insurance Agency team serves peopke in Arlington, TX, so they can face the future with both eyes open.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance is generally purchased to cover liability above and beyond what your general policy covers. So, if someone sues you after they slip and fall on your walkway, then you can file a claim under umbrella insurance if you have to argue your case in court. Here, Rickey McGill Insurance helps you understand how [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[16,21,6,22,33],"class_list":["post-177","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-arlington","tag-insurance","tag-rickey-mcgill-insurance-agency","tag-tx","tag-umbrella"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.3 - aioseo.com -->\n\t<meta name=\"description\" content=\"Umbrella insurance is generally purchased to cover liability above and beyond what your general policy covers. 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Here, Rickey McGill Insurance helps you understand how\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.mcgillinsurance.net\/blog\/does-umbrella-insurance-pay-my-legal-fees-directly\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.3\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Rickey McGill Insurance Agency -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Does Umbrella Insurance Pay My Legal Fees Directly? - Blog | Rickey McGill Insurance Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"Umbrella insurance is generally purchased to cover liability above and beyond what your general policy covers. 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