Boat/Watercraft Insurance in Texas

Whether you’re on the water in Texas or it’s parked on land, you need to have an insurance policy that you can rely on. All sorts of things can happen, from hitting a dock to vandalism in your driveway. Whatever the situation, it’s easier to handle knowing that you have a policy that you can rely on.

At Rickey McGill Insurance Agency, we’re here to help you find the boat/watercraft insurance that you need in Arlington, TX.

Determining the Right Coverage Level

There’s nothing worse than finding out that you don’t have enough coverage on your boat or watercraft to cover the damage. Understanding the different boat policies will help you decide what’s right for you.

While the state doesn’t require you to have insurance, the lienholder may if you’re still making payments on the purchase. Additionally, you want to look at whether you want a replacement or actual cash value policy. This will depend on how much the boat costs and what kind of depreciation you have experienced.

Further, coverage levels will vary. You may want to protect your boat against an array of scenarios including:

• Hitting another boat
• Liability if someone gets hurt on your boat
• Damage or theft
• Vandalism

Choosing Boat/Watercraft Insurance

There are a lot of details to consider when you begin shopping for boat/watercraft insurance in Arlington, TX. Various insurance companies will provide you with a policy in Texas. Plus, you want to make sure that you’re getting a competitive rate. Rather than doing all of the work on your own, we can help.

One of our agents can customize a policy to meet your needs. From there, we can get quotes to help you determine who will provide you with your policy.

Get started with boat/watercraft insurance by contacting us at Rickey McGill Insurance Agency today. An independent insurance agent will find out more about your boat or watercraft to begin recommending the right insurance products to provide you with greater peace of mind.