What You Should Know About Umbrella Insurance in Texas

You may have homeowner’s insurance, car insurance, and other types of insurance to protect your family and your assets, but what if your insurance needs go beyond your current coverage? In that case, umbrella insurance will provide the extra coverage that you need. At the Rickey McGill Insurance Agency in Arlington, TX, we help clients find the right policies. Here’s what Texas residents need to know about umbrella insurance. 

Umbrella Insurance Coverage  

In Texas and other states, you can get personal insurance coverage as well as commercial insurance coverage. What is umbrella coverage for? If you reach your coverage limit on another insurance policy, your umbrella insurance can cover the excess. Umbrella insurance has proven especially helpful for protection against lawsuits. Texas residents often choose umbrella insurance if their homes or businesses come with a significant lawsuit risk. For example, a lot of Texans have open land, swimming pools, and other properties that may lead to a lawsuit in case of injury. Umbrella insurance gives these homeowners and business owners some extra peace of mind. 

Texas Has Choices 

There’s no shortage of insurance choices in Texas. Your umbrella insurance options come in a wide range of coverage choices. All of these options can get complicated, and you’ll want to make sure that you get the right coverage for your needs. One way to make the most informed choice is to talk to an independent insurance provider. The right provider can help you match your umbrella insurance to your coverage needs. 

Rickey McGill Insurance Agency

Want to talk to an insurance agent about your policy options? The Rickey McGill Insurance Agency is ready to help. Contact us today, or visit our office in Arlington, TX. We’ll answer your questions and help you find your umbrella policy.