If you are a boat owner, you will likely need to have some boat insurance during the months when the boat is being used. But, when is the best time to purchase boat insurance during the year? Most people will have their boats in a dry dock or parked on their property when they are not using it. In this case, home or renters insurance may cover the boat.
Boat Insurance Coverage
If you are only planning to use your boat during certain months of the year, you can cancel coverage and buy a new policy before you put your boat in the water again. This strategy will help keep you from maintaining unnecessary coverage and then allows you to have the policy in place when you are ready to use your boat again. Before making any changes to the coverage, or buying boat insurance, consult with an experienced insurance agent.
Having boat insurance in place is a requirement in some situations, but having the right amount of coverage requires the assistance of a skilled insurance agency with agents who know how these policies work. We can suggest the correct type of coverage or options that match your current needs. In addition, we can help explain all of the fine print associated with each policy so you can be informed about how coverage works throughout the year. Consult with Rickey McGill Insurance Agency serving the residents of Arlington, TX before settling on a policy.
Call or stop by Rickey McGill Insurance Agency serving Arlington, TX to find out more about boat insurance and policy options. Our agents are ready to answer your questions and help you get started.