Summer has arrived in Arlington, TX, so it’s time to consider the boating season. Boating is a great way to get outside, relax, and enjoy the water with family and friends. However, it’s important to remember that, like with any other vehicle on the road, accidents can happen on the water too. Rickey McGill Insurance Agency explains boat insurance for sailboats and powerboats – so you can be sure you’re adequately protected when on the water.

Insurance for Sailboats

If you own a sailboat, your insurance coverage needs will be slightly different than if you own a powerboat. However, you may want to consider a few other coverage options. For example, sailboats have masts and rigging that can be vulnerable to damage in bad weather or collisions. That’s why it’s a good idea to ensure your policy includes mast, rigging, and sail damage coverage. You may also want to consider liability coverage to protect you if someone is injured while on your sailboat.

Insurance for Powerboats

Powerboats come in many different shapes and sizes, which means they require different types of coverage depending on what kind of boat you own. One thing all powerboats have in common, though, is that they have a motor. That means you’ll need liability coverage that protects you in case someone is injured, or your boating activities damage their property. You’ll also want to ensure your policy includes coverage for damage to your boat’s motor.

With the right insurance policy in Arlington, TX, you can relax and enjoy the water with peace of mind, knowing that you’re adequately protected in case of an accident or damage to your boat. Contact Rickey McGill Insurance Agency today to cover your valuable assets. Happy boating!