Three types of coverage your RV insurance policy should include

Protecting your RV with adequate insurance coverage is essential. Whether you live in your RV or travel in it occasionally, your RV is likely to be one of your most valuable possessions. That’s why insurance coverage is so essential. 

You should invest in three types of coverage as part of your RV insurance policy. 

Liability coverage

If you get in an accident in your RV and cause damage to other vehicles or property, you could be held liable for the resulting costs. 

Liability coverage covers costs to any other vehicles out on the road that may have resulted from an accident deemed your fault. Liability coverage also protects you from medical expenses resulting from accidents in which you are involved and are considered the "at-fault" party. 

Collision coverage

Your RV is a valuable investment. Collision coverage protects the value and condition of your RV.

When you have collision coverage, you can cover the costs of repairs to your RV after an accident. Collision coverage typically covers damage costs resulting from accidents with other automobiles. 

While collision coverage is an important type of coverage to carry, it will not cover damages resulting from numerous additional issues like vandalism, flood damage, and more. 

Comprehensive coverage

You can get even more coverage from your RV policy if you invest in comprehensive coverage. 

Comprehensive coverage offers additional coverage for damage costs involving your own RV. Comprehensive coverage covers the costs of damage caused by fires, accidents involving wildlife, theft, flooding, vandalism, or riots. 

At Rickey McGill Insurance Agency, we offer liability, collision, and comprehensive coverage on RV insurance policies. If you’re an RV owner in Arlington, TX, contact us to learn more about our policy offerings.