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Taking your RV across borders can be an exciting way to explore new destinations. However, before you hit the road, it’s important to understand how insurance works when traveling internationally. Proper coverage ensures you’re protected no matter where your journey takes you.
Check Your Current Policy
Most standard RV insurance policies only provide coverage within the United States and Canada. If you’re planning to travel to Mexico or overseas, your existing policy may not apply. Review your documents carefully or speak with your insurance provider to confirm any limitations.
Special Coverage for Mexico
U.S. and Canadian insurance policies are not recognized in Mexico. Mexican law requires all drivers to carry liability insurance from a licensed Mexican insurer. You can purchase a temporary policy that covers liability and, in many cases, add protection for physical damage and theft.
International Travel Riders
For extended trips or travel outside North America, you may need an international insurance rider or a specialized policy. These options can help cover medical expenses, liability, and damage to your RV in foreign countries. Always request documentation in the local language if required.
Protecting Your Belongings
Your RV likely carries valuable personal items. Ask about personal effects coverage, which can protect belongings such as electronics, camping gear, and clothing against theft or damage while abroad.
Plan Ahead for Secure Travels
Insurance requirements vary widely by country. Research regulations for each destination and secure coverage before leaving home. Carry physical proof of insurance and keep digital copies as backups to ensure you’re prepared.
Call Rickey McGill Insurance Agency in Arlington, TX
At Rickey McGill Insurance Agency, we’re proud to serve Arlington, TX, and we’re here to help you find the right RV insurance policy for your needs. Contact us today to learn more about your options.
