If you’re in Arlington, TX, and have questions about umbrella insurance, you’re not alone. Connecting with us at Rickey McGill Insurance Agency is the best way to get your questions answered and find a policy that suits your needs. You may be unsure whether you need this type of policy or think it won’t benefit you, but nearly everyone can gain from the added protection of umbrella insurance. Here’s what you should know.

Umbrella Policies: An Additional Layer of Protection

Even if you already have insurance for your car, home, and other valuable assets, it can be highly beneficial to increase your coverage. Standard homeowners and vehicle policies come with set limits, which the insurance companies determine. While you can choose coverage up to those limits, you can’t exceed them. Umbrella insurance provides a policy that activates once the limits of your other policy have been reached, offering extended protection.

Policy Limits Can Be Exhausted Quickly

Even if your insurance policies have high limits, a severe accident or natural disaster can deplete those limits faster than you might expect. You don’t want to be left wondering how to cover additional expenses for repairs or replacements after your primary insurance has been exhausted. Umbrella coverage steps in to fill the gap, offering extra security and protecting your assets from unforeseen events.

Our Agents Are Here to Assist

Contact us today at Rickey McGill Insurance Agency if you’re in Arlington, TX, and have questions about umbrella insurance. We can provide quotes from multiple insurers and help you find a policy tailored to your situation. With an umbrella policy, you can enjoy peace of mind and the added protection it brings.